INDUSTRIES · INSURANCE
Where the speed of a claim is the product.
We build claims, underwriting and broker platforms that turn weeks of waiting into hours.
THE PRESSURES
In insurance, the claim is the promise.
Slow claims lose customers
The claim is the moment a customer decides whether to renew.
Paper and email still rule
Documents, inboxes and manual checks slow every decision.
Faster must still be fair
Every decision has to be explainable, consistent and checked.
WHAT WE BUILD
Faster claims. Fairer decisions.
Claims automation
AI agents that read documents, check cover and prepare the file for your handlers.
Broker and partner platforms
Quote, bind and service through one connected portal.
Underwriting workbenches
Every risk signal in one place, with the reasoning recorded.
Fraud triage
Suspicious claims flagged with evidence, never declined automatically.
ILLUSTRATIVE ENGAGEMENT
Motor claims, settled in days, not weeks.
A representative scenario showing how we work. Client case studies are shared under NDA.
01 / 05 · The client
A Gulf based insurer and broker group covering motor and health, with 300,000 policies.
01 · The client
A Gulf based insurer and broker group covering motor and health, with 300,000 policies.
02 · The challenge
Motor claims took an average of 19 days to settle, most of it spent waiting on documents passed by email. Satisfaction fell every renewal season.
03 · Our approach
01Defineweeks 1 to 2
Measure where claim time goes.
02Designweeks 3 to 5
Intake, agent and approval design with handlers.
03Buildweeks 6 to 14
Intake portal, claims agent and handler workbench in releases.
04Runweek 15 onward
Weekly cycle time reviews with a named owner.
04 · What we’d deliver
- 01A claims intake portal with document capture
- 02An AI agent that checks cover and assembles the claim file
- 03A handler workbench where every recommendation is approved by a person
- 04A live dashboard of claim cycle times
05 · Target outcomes
- Target: straightforward claims settled within 48 hours
- Target: handler time per claim halved
- Target: every AI recommendation explained and reviewed
OUR PRODUCTS
OUR PRODUCTS
DEMO DATA
REGULATION
Built for the rules you answer to.
Fair value and good outcomes, evidenced in every journey.
We support your compliance; we don’t replace your obligations or your auditors.
QUESTIONS
Questions
No. It prepares the file and a recommendation; your handlers decide.
Yes, through its APIs, or through a secure integration layer if it has none.
Yes. We build for insurers, MGAs and brokers.
LET’S TALK
Make every claim your best moment.
Show us where claims slow down, and we’ll show you how fast they could be.
Prefer email? contact@apporine.com